FAQs

FAQ: How does a cash advance, or payday loan, work?

Once approved, your payday loan is electronically deposited into your checking account the next business day. When you come due, you can either pay the full amount of your online cash advance loan, or any amount equal to or greater than your minimum payment. All payments are made online and are automatically withdrawn from your account on your due date. There is no need for you to ever leave the privacy of your home or office.

FAQ: How much can I borrow for an online payday loan?

You can get $100, $200, $300, or $400 for your first online cash advance with higher amounts available for returning customers. (As long as you qualify for a higher payday loan at that time.)

FAQ: How much does it cost for an online cash advance?

The fee for a check advance is Noramally 25% of the amount borrowed, so for a $100 loan, the fee is $25, or $125 total due. But It Varies Lander to Landers ans State Rules.

FAQ: What do I need to get a personal loan?

All you need is a checking account open for at least one month with no bounced checks, a steady job making at least $1,000 a month, and not more than one other payday loan or cash advance with any other lender.

FAQ: How long is the loan for?

This is an online cash advance therefore your due date is based on your next payday (up to 16 days away). If you get paid twice a month, you will be due on your very next payday. If that date is less than 5 days away, we will use your next payday up to 16 days total.

FAQ: How long should I have the loan for?

These are short term loans designed to help you with an urgent situation. All payday loans, cash advances, and check advances should be paid back rapidly, and not used for an extended amount of time.

FAQ: How much will be withdrawn when my payday loan comes due?

The full amount due will be withdrawn with charges unless you choose to make a payment.

FAQ: Will I be approved?

Most people are approved for our payday loans, unless you have bounced checks or are not currently employed. Once you are approved you can use the money to pay your bills. If we not able to approve you will try to find out appropriate Landers who can provide you fund.

Please make note if we forward your application to other landers, you must have to follow there policy and you are liable for any new rules. We are not liable for there policy or any damages occurs in future.

FAQ: Can I make a payment on my payday loan?

If you are paid once a month, you will be required to pay the loan in full on the date due, which is your payday. However, if you are paid MORE than once a month, we do offer a payment option on our cash advances.

FAQ: When can I make a payment on my loan? When is my payment request due?

You may submit a payment request at anytime before your payment request deadline (which is 2:00 PM EST the business day before you are due.) No matter how early you submit the payment request, the payment will never post until your due date, which is your payday.